Your Passport to Payments
The first-ever Pan-African Card Scheme, empowering secure, seamless, and sovereign payments across Africa and the world.
With PAPSSCard, save cost by keeping your cards payments, data, and value within Africa
No more routing your transactions half-way around the world. PAPSSCard keeps your money and information safely within Africa, making every payment a step toward a more connected, self-reliant, and prosperous continent.
For the first time ever, Africa has its own payment card scheme: the PAPSSCard, a joint-venture between the Pan-African Payment and Settlement System (PAPSS) and Mercury Payment Services (MPS). PAPSSCard is the revolutionary solution bringing instant, secure, and affordable payments to individuals and businesses across the continent.
Break free from high costs, slow processing, and foreign data flows. Enjoy an African solution for Africa’s needs.
For decades, African payments relied on foreign card schemes meaning higher fees, delayed settlement, and sensitive data processed outside our borders. The PAPSSCard scheme changes everything.
Lower Payment Costs
Transactions remain within Africa, reducing fees for banks, merchants, and users.
Fast, Secure Processing
Enjoy instant, reliable transactions everywhere you go on the continent.
Data Sovereignty
Your information remains in Africa in compliance with local regulations.
Support for Local and Cross-Border Payments
Support secure domestic, intra-African and international payments.
Unmatched versatility:
local, pan-African, and global acceptance.
Discover the PAPSSCARD features for seamless payments across Africa and around the globe.
Domestic Routing & Settlement
Where no national switch exists, PAPSSCard processes POS/ATM transactions locally empowering your bank and saving you costs.
Interoperability
Connects national card schemes making them work seamlessly across Africa.
Pan-African Acceptance
Use your PAPSSCard wherever you travel or do business, in any PAPSS country no need for multiple cards or conversion fees.
Global Reach
Thanks to our partnership with Mercury, PAPSSCard holders enjoy acceptance at millions of locations worldwide.
Integration for All
Governments, banks, fintech, businesses, PAPSSCard’s platform connects everyone for speedy, secure transactions.
Promotes local products & Innovation
Promoting African-made products and innovation by enabling seamless pan-African transactions, empowering local businesses to scale and thrive across the continent.
Empowering people, businesses, and nations with seamless, safe, and sovereign card payments
See how companies like yours are transforming their currency operations
For Governments & Central Banks
Ensure secure, sovereign payment infrastructure, real-time oversight, and pan-African financial cohesion.
For Banks and Fintechs
Access instant, cost-effective payment rails, seamless integration, and cross-border settlement.
For Businesses and Merchants
Accept low-cost, secure payments continent-wide, expand customer base, and simplify reconciliation across borders.
For Individuals
Secure, fast, and affordable payments no matter where you are in Africa. Global acceptance for travel and online shopping.
