Marketplace
Unleash Africa's Economic Transformation.
Free Up Your Trapped Capital..
Remove Costly Currency Bottlenecks.
PAPSS African Currency Marketplace lets you exchange African currencies directly, giving you near real-time liquidity and cutting cross-border cost and risk.
in collaboration with 
Proven Infrastructure for
Cross-Border Payments in Africa
Powered by PAPSS in collaboration with Interstellar Inc
80
Corporates More than eighty African businesses already onboarded during the pilot phase and transacting.
100%
Every transaction clears in local-currency pairs—no foreign hops, no hidden hard-currency detours.
0
Hard Currency Free up working capital—no need to hunt for scarce FX before you can trade or repatriate funds.
The Hidden Cost of Intra-African Trade
Every day, the potential of African commerce is limited by one stubborn hurdle: the hard-currency bottleneck. It creates three direct burdens that eat into your bottom line and slow your growth.
Stranded Capital
Your earned revenue sits idle while you hunt for scarce hard currency. It isn't just "pending" cash—it's growth on pause, liquidity you can't deploy when opportunities arise.
High Frictional Costs
Forced FX detours add layers of fees and opaque spreads. In many corridors, up to 16% of a payment's value evaporates before it reaches your supplier.
Operational Delays
Two-week settlement cycles break supply-chains, test partnerships, and can sink crucial deals. Slow money is lost opportunity.
This is the hurdle
PAPSS ACM was built to remove.
PAPSS ACM, the Platform For Pan-African Commerce
A secure financial infrastructure that turns cross-border complexity into your competitive edge.
Lower FX Costs
Eliminate the 16%+ charges tied to the hard-currency bottleneck.
Settle In Hours, Not Weeks
Gain near real-time liquidity with unmatched speed.
Eliminate Hard-Currency Risk
Trade directly in local currency settlement pairs.
Unlock New Markets
Expand with confidence—your capital isn't stranded.
Stay Compliant With Confidence
Operate under a framework trusted by African central banks.
Gain Full Treasury Control
Manage pan-African liquidity from a single, powerful platform.
The Transformation, Visualized
This is more than technology—it’s about turning locked capital into fresh opportunity. Hear from leaders who moved beyond the bottleneck and are building the future of African commerce.
How PAPSS ACM Works
A clear four-step process that transforms your cross-border payment experience
The Voice of the Market : Real Results from African Leaders
Ready To Partner With Us For Pan-African Commerce?
Choose the partnership track that aligns with your business model and begin your transformation.
For Corporations
Liberate stranded capital and remove costly FX friction. If you move significant cross-border volume and maintain a clean compliance record, your treasury is ready for transformation.
✓ Same-day settlements
✓ 70% cost reduction
✓ Direct currency pairs
For Partner Agents
Access a new asset class and earn meaningful returns. Provide essential liquidity to a high-volume marketplace—ideal for treasuries and financial institutions with market-making expertise.
✓ High-yield opportunities
✓ Risk management tools
✓ Dedicated support
For Banks (GFIs)
Deepen client relationships with a secure, scalable solution. PAPSS membership is the first step to becoming a core gateway for African commerce.
✓ API integration
✓ Compliance framework
✓ Revenue sharing
Ready To Unlock Your Capital & Transform Your Operations?
Join the businesses shaping the future of African commerce—your journey to seamless cross-border payments starts here.